{
  "version": "2026-10-13",
  "notes": "Every rate must come from the official source in its entry. status: verified = read on the official page on checked date; verified-indirect = official page text read via search index (direct fetch blocked); unverified = not confirmed on an official page, do not present as fact.",
  "platforms": {
    "etsy": {
      "name": "Etsy",
      "regions": {
        "us": {
          "currency": "USD",
          "fees": {
            "listing": {
              "amount": 0.2,
              "label": "Listing fee $0.20 (per listing, 4 months / per renewal)",
              "source": "https://www.etsy.com/legal/fees/",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "transaction": {
              "rate": 0.065,
              "label": "Transaction fee 6.5% (item price + shipping + gift wrap)",
              "source": "https://help.etsy.com/hc/en-gb/articles/115014483627-What-are-the-Fees-and-Taxes-for-Selling-on-Etsy",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "processing": {
              "rate": 0.03,
              "fixed": 0.25,
              "label": "Etsy Payments processing 3% + $0.25 (on full total incl. sales tax and shipping)",
              "source": "https://help.etsy.com/hc/en-gb/articles/115015628847-What-are-Payment-Processing-Fees-for-Selling-on-Etsy",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "offsiteAds": {
              "rates": [
                0.15,
                0.12
              ],
              "capUSD": 100,
              "label": "Offsite Ads 15% (shops under $10k sales in last 365 days) or 12% ($10k+), capped at $100 per order",
              "source": "https://help.etsy.com/hc/en-us/articles/360000338367-How-Etsy-s-Offsite-Ads-Work",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "currencyConversion": {
              "rate": 0.025,
              "label": "Currency conversion (only if listing currency differs from bank currency)",
              "source": "https://help.etsy.com/hc/en-gb/articles/115014483627-What-are-the-Fees-and-Taxes-for-Selling-on-Etsy",
              "checked": "2026-10-13",
              "status": "verified-indirect"
            }
          }
        },
        "uk": {
          "currency": "GBP",
          "fees": {
            "listing": {
              "amountUSD": 0.2,
              "label": "Listing fee (charged in USD, converted)",
              "source": "https://www.etsy.com/legal/fees/",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "transaction": {
              "rate": 0.065,
              "label": "Transaction fee (item price + postage + gift wrap)",
              "source": "https://help.etsy.com/hc/en-gb/articles/115014483627-What-are-the-Fees-and-Taxes-for-Selling-on-Etsy",
              "checked": "2026-10-13",
              "status": "verified-indirect"
            },
            "processing": {
              "rate": 0.04,
              "fixed": 0.2,
              "label": "Etsy Payments processing, UK bank account (on total incl. postage and VAT)",
              "source": "https://help.etsy.com/hc/en-gb/articles/115015628847-What-are-Payment-Processing-Fees-for-Selling-on-Etsy",
              "checked": "2026-10-13",
              "status": "verified-indirect"
            },
            "regulatory": {
              "rate": 0.0048,
              "label": "Regulatory Operating Fee (item + postage + gift wrap), from 22 Jun 2026",
              "source": "https://help.etsy.com/hc/en-us/articles/1500011073202-What-is-a-Regulatory-Operating-Fee",
              "checked": "2026-10-13",
              "status": "verified-indirect"
            },
            "offsiteAds": {
              "rates": [
                0.15,
                0.12
              ],
              "capUSD": 100,
              "label": "Offsite Ads (attributed orders; applies to VAT included in price outside the US)",
              "source": "https://www.etsy.com/legal/fees/",
              "checked": "2026-10-13",
              "status": "verified-indirect"
            },
            "vatOnFees": {
              "rate": 0.2,
              "label": "UK VAT on Etsy seller fees (not charged if a valid VAT ID is on file; reverse charge applies)",
              "source": "https://help.etsy.com/hc/en-us/articles/360040584433-How-VAT-Is-Collected-on-Seller-Fees",
              "checked": "2026-10-13",
              "status": "verified-indirect"
            },
            "currencyConversion": {
              "rate": 0.025,
              "label": "Currency conversion (if listing currency differs from bank currency)",
              "source": "https://help.etsy.com/hc/en-gb/articles/115014483627-What-are-the-Fees-and-Taxes-for-Selling-on-Etsy",
              "checked": "2026-10-13",
              "status": "verified-indirect"
            }
          }
        }
      },
      "changelog": [
        {
          "date": "2026-06-22",
          "region": "uk",
          "text": "UK Regulatory Operating Fee rose from 0.32% to 0.48%.",
          "source": "https://help.etsy.com/hc/en-us/articles/1500011073202-What-is-a-Regulatory-Operating-Fee"
        },
        {
          "date": "2023-07-01",
          "region": "uk",
          "text": "UK Regulatory Operating Fee rose from 0.25% to 0.32% (month per secondary reporting).",
          "source": "https://channelx.world/2026/04/etsy-increase-uk-regulatory-operating-fee-2/"
        }
      ]
    },
    "ebay": {
      "name": "eBay",
      "regions": {
        "us": {
          "currency": "USD",
          "fees": {
            "insertion": {
              "amount": 0.35,
              "freeAllowance": 250,
              "label": "Insertion fee after 250 free listings/month",
              "source": "https://www.ebay.com/help/selling/fees-credits-invoices/selling-fees?id=4364",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "perOrder": {
              "upTo10": 0.3,
              "over10": 0.4,
              "label": "Per-order fee ($0.30 if order ≤ $10, else $0.40)",
              "source": "https://www.ebay.com/help/selling/fees-credits-invoices/selling-fees?id=4364",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "fvfBase": {
              "label": "Final value fee is charged on total amount of sale: item + shipping + handling + sales tax",
              "source": "https://www.ebay.com/help/selling/fees-credits-invoices/selling-fees?id=4364",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "international": {
              "rate": 0.0165,
              "label": "International fee 1.65% (international buyer, not using eBay International Shipping)",
              "source": "https://www.ebay.com/help/selling/fees-credits-invoices/selling-fees?id=4822",
              "checked": "2026-10-13",
              "status": "verified",
              "flag": "Applies to US-registered sellers; waived with eBay International Shipping; can be charged when the buyer's delivery or registered address is outside the US. eBay doesn't say whether shipping or tax count toward the total; we apply it to the same total as the final value fee (item + shipping + sales tax)."
            },
            "currencyConversion": {
              "rate": 0.03,
              "newRate": 0.0325,
              "from": "2026-10-14",
              "label": "Seller currency conversion charge, cross-site sales only (3% → 3.25% from 14 Oct 2026)",
              "source": "https://www.ebay.com/help/selling/fees-credits-invoices/selling-fees?id=4822",
              "checked": "2026-10-13",
              "status": "verified"
            }
          },
          "categories": [
            {
              "id": "most",
              "name": "Most categories",
              "tiers": [
                [
                  7500,
                  0.136
                ],
                [
                  null,
                  0.0235
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "books",
              "name": "Books & Magazines, Movies & TV, Music (exc. vinyl)",
              "tiers": [
                [
                  7500,
                  0.153
                ],
                [
                  null,
                  0.0235
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "coins",
              "name": "Coins & Paper Money (exc. bullion)",
              "tiers": [
                [
                  7500,
                  0.1325
                ],
                [
                  null,
                  0.0235
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "cards",
              "name": "Trading cards, comics, CCGs",
              "tiers": [
                [
                  7500,
                  0.1325
                ],
                [
                  null,
                  0.0235
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "handbags",
              "name": "Women's Bags & Handbags",
              "tiers": [
                [
                  2000,
                  0.15
                ],
                [
                  null,
                  0.09
                ]
              ],
              "mode": "whole"
            },
            {
              "id": "jewelry",
              "name": "Jewelry (exc. watches)",
              "tiers": [
                [
                  5000,
                  0.15
                ],
                [
                  null,
                  0.09
                ]
              ],
              "mode": "whole"
            },
            {
              "id": "watches",
              "name": "Watches, Parts & Accessories",
              "tiers": [
                [
                  1000,
                  0.15
                ],
                [
                  7500,
                  0.065
                ],
                [
                  null,
                  0.03
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "guitars",
              "name": "Guitars & Basses",
              "tiers": [
                [
                  7500,
                  0.067
                ],
                [
                  null,
                  0.0235
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "sneakers",
              "name": "Athletic shoes (8%, no per-order fee, if ≥ $150)",
              "tiers": [
                [
                  150,
                  0.136
                ],
                [
                  null,
                  0.08
                ]
              ],
              "mode": "whole",
              "noPerOrderAbove": 150
            }
          ]
        },
        "uk": {
          "currency": "GBP",
          "fees": {
            "privateDomestic": {
              "rate": 0,
              "label": "Private sellers (UK-based): no final value fee or regulatory fee on UK sales; 300 free listings/month then 35p",
              "source": "https://www.ebay.co.uk/help/selling/fees-credits-invoices/fees-private-sellers-activated-managed-payments?id=4822",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "privateInternational": {
              "rate": 0.03,
              "label": "International fee 3% (private sellers only) when delivering outside the UK (fees incl. VAT)",
              "source": "https://www.ebay.co.uk/help/selling/fees-credits-invoices/fees-private-sellers-activated-managed-payments?id=4822",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "perOrder": {
              "upTo10": 0.3,
              "over10": 0.4,
              "label": "Business per-order fee (30p ≤ £10, 40p above; ex VAT)",
              "source": "https://www.ebay.co.uk/help/selling/fees-credits-invoices/business-selling-fees?id=4809",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "regulatory": {
              "rate": 0.0035,
              "label": "Business regulatory operating fee 0.35% of total sale (ex VAT)",
              "source": "https://www.ebay.co.uk/help/selling/fees-credits-invoices/business-selling-fees?id=4809",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "businessInternational": {
              "rates": {
                "eurozone": 0.0105,
                "usca": 0.018,
                "other": 0.02
              },
              "label": "Business international fee 1.05%–2.0% by destination (1.05% Eurozone/N. Europe, 1.8% US & Canada, 2.0% other); private sellers pay 3% instead",
              "source": "https://www.ebay.co.uk/help/selling/fees-credits-invoices/business-selling-fees?id=4809",
              "checked": "2026-10-13",
              "status": "verified",
              "default": 0.0105
            },
            "vatOnFees": {
              "rate": 0.2,
              "label": "Business fees are shown exclusive of VAT; 20% VAT is added",
              "source": "https://www.ebay.co.uk/help/selling/fees-credits-invoices/business-selling-fees?id=4809",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "currencyConversion": {
              "rate": 0.025,
              "newRate": 0.0275,
              "from": "2026-12-01",
              "label": "Seller currency conversion charge, private & business, cross-site sales only (2.5% → 2.75% from 1 Dec 2026)",
              "source": "https://www.ebay.co.uk/help/selling/fees-credits-invoices/fees-business-sellers?id=4809",
              "checked": "2026-10-13",
              "status": "verified"
            }
          },
          "categories": [
            {
              "id": "most",
              "name": "Everything Else / Crafts / Pet Supplies / Wholesale (12.9%)",
              "tiers": [
                [
                  null,
                  0.129
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "clothes",
              "name": "Clothes, Shoes & Accessories (11.9%)",
              "tiers": [
                [
                  null,
                  0.119
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "collectables",
              "name": "Antiques, Art, Collectables, Toys, Sporting Goods, Baby (10.9%)",
              "tiers": [
                [
                  null,
                  0.109
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "books",
              "name": "Books, Music, Films, Computers, Phones accessories (9.9%)",
              "tiers": [
                [
                  null,
                  0.099
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "business",
              "name": "Business, Office & Industrial (12.5%)",
              "tiers": [
                [
                  null,
                  0.125
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "home",
              "name": "Home, Furniture & DIY (11.9% to £500, 7.9% above)",
              "tiers": [
                [
                  500,
                  0.119
                ],
                [
                  null,
                  0.079
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "phones",
              "name": "Mobile & Smart Phones, Laptops, Cameras, TVs (6.9% to £1,000, 3% above)",
              "tiers": [
                [
                  1000,
                  0.069
                ],
                [
                  null,
                  0.03
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "jewellery",
              "name": "Jewellery (14.9% to £1,000, 4% above)",
              "tiers": [
                [
                  1000,
                  0.149
                ],
                [
                  null,
                  0.04
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "watches",
              "name": "Watches (12.9% to £750, 3% above)",
              "tiers": [
                [
                  750,
                  0.129
                ],
                [
                  null,
                  0.03
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "coins",
              "name": "Coins (10.9% to £450, 3% above)",
              "tiers": [
                [
                  450,
                  0.109
                ],
                [
                  null,
                  0.03
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "parts",
              "name": "Vehicle Parts & Accessories (9.5% to £750, 3% above)",
              "tiers": [
                [
                  750,
                  0.095
                ],
                [
                  null,
                  0.03
                ]
              ],
              "mode": "portion"
            },
            {
              "id": "consoles",
              "name": "Video Game Consoles (6.9% to £400, 2% above)",
              "tiers": [
                [
                  400,
                  0.069
                ],
                [
                  null,
                  0.02
                ]
              ],
              "mode": "portion"
            }
          ]
        }
      },
      "changelog": [
        {
          "date": "2026-12-01",
          "region": "uk",
          "text": "UK-registered sellers (private and business): currency conversion charge 2.5% → 2.75%, only when eBay converts funds for an item listed or sold on another eBay site.",
          "source": "https://www.ebay.co.uk/help/selling/fees-credits-invoices/selling-fees?id=4822"
        },
        {
          "date": "2026-10-14",
          "region": "us",
          "text": "US-registered sellers: currency conversion charge 3% → 3.25%, only when eBay converts funds for an item listed or sold on another eBay site (e.g. selling on eBay.de).",
          "source": "https://www.ebay.com/help/selling/fees-credits-invoices/selling-fees?id=4822"
        },
        {
          "date": "2026-02-12",
          "region": "uk",
          "text": "UK business per-order fee for orders over £10 rose 30p → 40p; Business & Industrial 11.9% → 12.5%; Vehicle Parts 8.9% → 9.5% to £750; threshold changes in Tyres, GPS, Power Tools.",
          "source": "https://www.ebay.co.uk/sellercentre/news/2026-january/rate-card-change"
        }
      ]
    },
    "tiktok": {
      "name": "TikTok Shop",
      "regions": {
        "us": {
          "currency": "USD",
          "fees": {
            "referral": {
              "rate": 0.06,
              "label": "Referral fee 6% of (customer payment incl. buyer-paid shipping + platform discount − tax)",
              "source": "https://seller-us.tiktok.com/university/essay?knowledge_id=5982454398175018&lang=en",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "referralReduced": {
              "rate": 0.05,
              "label": "5% for five jewelry sub-categories; 3% on the portion above $10k in some Collectibles",
              "source": "https://seller-us.tiktok.com/university/essay?knowledge_id=5988482086864682&lang=en",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "refundAdmin": {
              "rate": 0.2,
              "capPerSku": 5,
              "label": "Refund administration fee: 20% of the referral fee, max $5 per SKU",
              "source": "https://seller-us.tiktok.com/university/essay?knowledge_id=5982454398175018&lang=en",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "smartPromotion": {
              "rate": 0.035,
              "campaignRate": 0.045,
              "label": "Smart Promotion (optional program): 3.5% of GMV, 4.5% in mega-campaign periods",
              "source": "https://seller-us.tiktok.com/university/essay?knowledge_id=4827354015483691&lang=en",
              "checked": "2026-10-13",
              "status": "verified-indirect"
            }
          }
        },
        "uk": {
          "currency": "GBP",
          "fees": {
            "commission": {
              "rate": 0.09,
              "label": "Commission 9%, VAT included, on (net sales + customer-paid shipping + platform discount − refunds)",
              "source": "https://seller-uk.tiktok.com/university/essay?knowledge_id=7753824408913665",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "commissionReduced": {
              "rate": 0.05,
              "label": "Effective 5% for eligible Electronics and some Beauty & Personal Care categories",
              "source": "https://seller-uk.tiktok.com/university/essay?knowledge_id=3337893683398432",
              "checked": "2026-10-13",
              "status": "verified"
            },
            "shippedBySeller": {
              "amount": 0.5,
              "label": "Shipped-by-Seller (own 3PL) service fee £0.50 per delivered package, incl. VAT, from 15 Jul 2026 (not FBT / Shipped via Platform)",
              "source": "https://seller-uk.tiktok.com/university/essay?knowledge_id=5556009217296150",
              "checked": "2026-10-13",
              "status": "verified-indirect"
            }
          }
        }
      },
      "changelog": [
        {
          "date": "2026-07-15",
          "region": "uk",
          "text": "UK £0.50 Shipped-by-Seller service fee per delivered package introduced.",
          "source": "https://seller-uk.tiktok.com/university/essay?knowledge_id=5556009217296150"
        },
        {
          "date": "2025-05-15",
          "region": "us",
          "text": "US refund administration fee capped at $5 per SKU.",
          "source": "https://seller-us.tiktok.com/university/essay?knowledge_id=5982454398175018&lang=en"
        },
        {
          "date": "2024-10-31",
          "region": "us",
          "text": "US referral fee cut 6% → 5% for five jewelry sub-categories.",
          "source": "https://seller-us.tiktok.com/university/essay?knowledge_id=5988482086864682&lang=en"
        },
        {
          "date": "2024-04-01",
          "region": "us",
          "text": "US referral fee raised to 6% per order.",
          "source": "https://seller-us.tiktok.com/university/essay?knowledge_id=5982454398175018&lang=en"
        }
      ]
    }
  }
}